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Your whole financial life, in one place

Bank accounts, spending and budget centralized and updated in real time.

Why should managing your money

be a source of stress?

Develio turns your financial data into simple, actionable decisions.

01
Transaction analysis
Develio automatically structures and interprets your financial flows to turn every transaction into an actionable insight.
DSP2 read-only bank connection. Your data is never shared or sold.
+3,200 flows / month
02
Spending optimization
Develio detects your excessive spending categories and suggests concrete actions to save money every month.
Forgotten subscriptions, impulse buys, hidden bank fees — Develio spots them and alerts you in real time.
−18% avg. spending reduction
03
Budget segmentation
Visualize your spending across smart categories, adjust your envelopes and manage your budget in real time.
Food, transport, leisure, savings — every envelope updates automatically with each transaction.
100% synced
Meet Léon

Meet Léon,
your new everyday companion.

Léon is Develio's mascot. Your everyday companion, he helps you regain control of your finances — but he's also the future friend of your children. He'll guide them gently through the discovery of the modern world: bills, VAT, savings, budgets, and the basics of financial management.

What if your children learned about money management gently, to be better prepared for tomorrow's world?

Develio Youth — coming soon
Léon, la mascotte Develio

Up to €400 in monthly spending
goes unnoticed every month.

Our app makes it visible in real time.

The transaction
analysis engine

Develio structures, connects and interprets your financial flows to transform raw transactions into concrete insights.

135+
banks
supported
100 M+
transactions
processed per day
99 %
financial history
analysis accuracy
10 s
analysis
time
Bank accountsTransactionsSubscriptionsIncomeBNPCAINGBours.DevelioInsightsReal timeAI CategorizationTrend DetectionForecasts
Security & Infrastructure

Your money, protected.
From day one.

Develio is built on an architecture designed to protect your sensitive financial data — encryption, read-only access, two-factor authentication and GDPR compliance by default.

AES-256 & TLS 1.2+ encryption via Firebase
PSD2 read-only bank connection (Powens)
Two-factor authentication TOTP (RFC 6238)
Data export and deletion in 1 click
Learn more →
Access
Read-only
Compliance
PSD2 · GDPR
2FA
TOTP active
Active protection
AES-256
2FA TOTP
Aperçu de l'application Develio
Mobile App

Your money,
always with you.

Track your finances in real time, receive personalized AI insights and stay in control at all times, directly from the Develio mobile app.

Télécharger sur l'App StoreDisponible sur Google Play
Early access

Be among
the first.

Reserve my spot

Free · No commitment · 30 seconds

Contact

Got a question?
Let's talk.

Whether you're a user, partner or investor, our team will get back to you within 24 hours.

Presence
France
Email
contact@develioapp.com
Compliance
GDPR · Data protected
Response guaranteed within 24 business hours

Send us a message

All fields marked with * are required.

Forêt
Official partner

Tree Nation

Part of every subscription
funds global reforestation.

Develio donates a share of every paid subscription to Tree Nation, our official partner, to fund tree planting in reforestation zones around the world.

Learn about Tree Nation
100%
of paid subscriptions fund reforestation
CO₂
offset every year
+40
reforestation countries
Roadmap

The Develio roadmap

01

Beta Launch

Early access for first users, continuous optimization based on community feedback.

Live · Q2 2025
02

Pro Dashboard

Advanced visualizations, AI projections and automated financial analysis.

Live · Q3 2025
03

Mobile App

iOS & Android app, instant sync and smart notifications.

Coming soon · Q3 2026
04

Develio Youth

Financial education for 18–25s. Videos, interactive modules, next-gen money management.

In development · Early 2027
Financial insights · Every week

Financial intelligence straight to your inbox.

Market analysis, personalized budget tips, Develio updates and actionable savings strategies. No noise. Only value.

D
Develio appThis week
New
Your savings can grow by 23% in 6 months
This week: the 50/30/20 rule reimagined by AI, the subscriptions costing you the most without realizing it, and our Livret A rate analysis…
SavingsAI BudgetTrends
Unsubscribe anytime · No spam · Data protected
FAQ

Frequently asked questions.

How is my data protected?
+
Your information is encrypted (AES-256) and stored on secure European servers. Only you have access to your data. We never sell your data.
Is Develio free?
+
The basic version is completely free. Pro (€9.99/month) and Expert (€14.99/month) plans offer advanced features such as AI recommendations and 6-month projections.
Is the Develio mobile app available?
+
The iOS & Android app is being deployed to the stores and will be available in Q3 2026. Users who sign up today will get priority access at launch.
How does the AI assistant work?
+
The assistant analyzes your transactions in real time, identifies budget trends and suggests concrete actions: savings, rebalancing, personalized alerts, savings projections.
Does Develio replace a financial advisor?
+
Develio does not replace a financial advisor, but it provides fast, objective and personalized analysis. You stay in control: the AI gives you the clarity to make better decisions.
How long does it take for the AI to understand my profile?
+
The AI generates a first diagnosis as soon as your first data is entered. The more you fill in your budget, the more precise and tailored its analyses become.
In which countries is Develio available?
+
Develio is available in France. Expansion to Belgium, Luxembourg and other European markets, then the US, is planned for 2026–2027.
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